What is Structured Settlement?

Because it is tailor-made for individual cases, the structure may also include some immediate payment to cover special damages. The payment is usually made through purchase of an annuity from a Life Insurance Company. Subcontractor A trade contractor such as a roofer who usually subcontracts with a general contractor. Subrogation Once a company has paid a loss for which someone other than the policyholder is responsible, it may have the right to recover this loss.

A financial package permitting a settlement to be paid in regular installments either for a fixed period or for the lifetime of the claimant. Because it is tailor-made for individual cases, the structure may also include some immediate payment to cover special damages. The payment is usually made through purchase of an annuity from a Life Insurance Company.

Read Full Article Here

The Target Capital Structure

Firms can choose whatever mix of debt and equity they desire to finance their assets, subject to the willingness of investors to provide such funds. And, as we shall see, there exist many different mixes of debt and equity, or capital structures - in some firms, such as Chrysler Corporation, debt accounts for more than 70 percent of the financing, while other firms, such as Microsoft, have little or no debt.

In the next few sections, we discuss factors that affect a firm's capital structure, and we conclude a firm should attempt to determine what its optimal, or best, mix of financing should be. But, you will find that determining the exact optimal capital structure is not a science, so after analyzing a number of factors, a firm establishes a target capital structure it believes is optimal, which is then used as a guide for raising funds in the future. This target might change over time as conditions vary, but at any given moment the firm's management has a specific capital structure in mind, and individual financing decisions should be consistent with this target. If the actual proportion of debt is below the target level, new funds will probably be raised by issuing debt, whereas if the proportion of debt is above the target, stock will probably be sold to bring the firm back in line with the target debt/assets ratio.

Read Full Article Here

The Heroine's Journey Versus the Hero's Journey

People often mistakenly believe that the Heroine’s Journey (or the Anti-Hero’s Journey) is separate and distinct from the Hero’s Journey. This is incorrect. The Hero’s Journey is about transition (The Road of Trials), illumination (Apotheosis), movement from one conscious state to another, challenge and so forth – these are not gender specific.

A good example to illustrate this point is a deconstruction of Million Dollar Baby – Academy Award Winner (2004). There are, in fact, two heroes in this story (Maggie and Frankie). In this story Maggie’s outer challenge is to become a professional boxer and win the Title, her inner challenge is to overcome her White Trash background and her romantic challenge is encompassed in her interaction and relationship with Frankie.

Read Full Article Here

How Would You Like to Look Sexy During Pregnancy on Your Photos

What is the most unforgettable moment of your life? Is pregnancy one of the things you could not forget? Most people feel so, and to keep it memorized they made some kind of scrapping book photos of pregnancy. They just don’t want to spend their nine months pregnancy time without taking photos.

Memorize everything through pictures or photos during pregnancy time are really a wonderful moment. Once you deliver your baby, your body will be going back to its normal size, and you will miss your big belly. Therefore, make picture of yourself during pregnancy is so exciting. You will be surprised that you have so wonderful body when pregnant.

Read Full Article Here

Stretch Marks: Prevention and Treatment During Pregnancy

More than half of all pregnant women will develop stretch marks during their pregnancy. Otherwise known as striae gravidarum, stretch marks look like streaks on the surface of the skin, and may be vary in color depending on your natural skin color. Most lighter skinned women develop pinkish stretch marks, whereas darker skinned women tend to have stretch marks that are lighter than the surrounding skin.

Most women develop stretch marks on their abdomen during pregnancy, however it is also common to get stretch marks on the buttocks, hips, breasts and thighs. In some cases up to 90 percent of women have stretch marks on some part of their body as a result of pregnancy.

Read Full Article Here

Ten Ways to Become Best Friends with Your Teenagers

  Terms of Service   Ezines / Email Alerts   Manage Subscriptions   EzineArticles RSS  

Read Full Article Here

How to Listen to Your Teenager Without Appearing to Have Attention Deficit Disorder (ADD)

  Terms of Service   Ezines / Email Alerts   Manage Subscriptions   EzineArticles RSS  

Read Full Article Here

Coaching Your Teenagers on the Quest for Good Grades

  Terms of Service   Ezines / Email Alerts   Manage Subscriptions   EzineArticles RSS  

Read Full Article Here

Compare Nursing Homes

Finding the best nursing home is easier than you might think. That is assuming there is more than one nursing home in your area so that you have something to compare. The sad part is that the best nursing home is just the one that meets your expectations better than its competitors. That doesn't mean it is a good nursing home, it might even mean that it just isn't the worst.

A good source of information and feedback on local nursing homes is the attending physician for the residents. The staff at the physician' office works closely with the nursing home staff scheduling appointments and transportation, prescribing medication, and treating ailments as well as serious medical conditions. We found the best nursing home for my grandfather from the recommendation of our cardiologist's nurse.

Read Full Article Here

Best Halloween Costumes and Halloween Costumes

Creative Halloween costumes are the focus of many mothers who are stretching their imaginations to find clever disguises for their children's trick or treat time or Halloween carnival. The best Halloween costumes might win prizes, or at least get the attention of other partygoers. The best Halloween costumes are sometimes planned for an entire year, and the focus on what one will wear on the big Halloween night is dominant for weeks before Halloween arrives.

But, before getting creative with creative Halloween costumes, perhaps a reevaluation of what creative Halloween costumes are portraying and what the best Halloween costumes generally speak of, should be undertaken. As innocent as miniature black witches and small orange pumpkins with legs are, they might be demonstrating a message that Christians want to stay away from. Living in the world and not being of the world is not easy, but is definitely a call on every Christian's life. Before attempting the best Halloween costumes ever, conduct a little research on the origins of Halloween and what scripture has to say about the whole affair. Also, click the links below to take an enlightening quiz on Halloween.

Read Full Article Here